Rent Insurance

Rent Insurance
Rent-a-room landlords ‘should be given £9,000 tax exemption’
Raising £4,250 threshold for homeowners with lodgers would help to ease the housing shortage, say campaigners Homeowners who take in lodgers should get better tax breaks as the country’s housing shortage continues to push rents higher, a campaign group has advised the government. Under the Rent a Room scheme, live-in landlords can claim £4,250 rent a year tax free (£2,125 if letting jointly …
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Does home insurance cover when you rent out the house and the tenant causes a house fire?

Does home insurance cover when I rent out the house and the tenant causes a house fire (assuming the house completely burnt down)? If not, do I need to buy landlord’s insurance or ask the tenant to buy renter’s insurance? Thanks

Homeowners policies vary; you’ll want to read the fine print on yours to see if it does or doesn’t cover such circumstances.